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Topic: money orders?  (Read 1327 times)
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« on: March 20, 2006 12:59:46 AM »

Sorry for being completely aloof, but what is a moneyorder, how do they work and what are the pros and cons of accepting them?


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« Reply #1 on: March 20, 2006 08:27:59 AM »

A money order is just like cash.. someone goes to the bank, grocery store, p.o., etc.. and says I need a money order for $x.  It costs a little bit, but basically, you just buy it in one of those places, and it acts like cash.. not a check because it's already been paid for.  I think it is just a safer way than sending cash in the mail.  You deposit it into your bank acct. and it's available immediately (I think) or you can just cash it.  Personally, people who only accept m.o. I NEVER buy from.. just because it's a pain to go get one.  Some people do like to do business this way though becasue some people don't like to keep money in their bank, they prefer to keep cash on hand.  And for these people, money orders are their safest way to pay for something.

on a side note.. it's good to say you accept money orders as well as other methods, but not really good if that is the only form of payment you accept.
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« Reply #2 on: March 20, 2006 12:13:54 PM »

The cheapest place to obtain a money order is at the post office.  My credit union even charged me 4x what the post office charges!

I like them.  I use them sometimes when I don't want to mail a check and I also like to take them.

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« Reply #3 on: March 20, 2006 08:34:19 PM »

Thank you both for the great explanations! I will definitely allow money orders as a payment option now.

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« Reply #4 on: March 20, 2006 08:40:25 PM »

I've also discovered the joy of the email money transfer. All a person needs is to already bank online, and your email address (you also need to bank online).

It's the easiest way to get money fast! I love it!


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« Reply #5 on: March 21, 2006 05:41:02 AM »

I do business with checks and credit only. Money orders take time for people to go out and get and slow up business. I really only do business with people I know or belong to an association I'm a member of currently, so I don't have much to worry about. As far as the general public goes, I won't accept checks or money orders unless it's a very unusual situation. Fear of paying online isn't one of those situations, and I won't do business with those people.

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