I make my tote bags with zippers on the top a little differently that what I've seen so far here. I think I just developed it from looking at all the other tutorials, and by making some tote/purses with store bought patterns. Don't know if my instructions here will make sense to anyone else but me, but here's the basic explanation of the construction of this bag. It is two rectangular pieces of fabric. To the outisde fabric you attach the handles. To the lining fabric you attach whatever pockets you want. Then you sandwich these two rectangular fabrics (with wrong sides together) and baste them together around the edges. Attach the zipper to the top edges of the bag, sew together the sides of the bag, leaving the zipper partially open for turning.
For this bag, I cut my fabric 13 in. X 24 ½ in. Cut one out of each lining and outside fabric. I usually use iron on interfacing to the fabric also. The finished bag was 12 inches wide, 12 inches tall with a 2 1/2 inch wide bottom.
Cut fabric for handles. For this bag, I cut this fabric 49 ½ in. X 4 in. (and interfacing, if needed).
Fold handle in half lengthwise, press. Unfold, fold each side in to meet center line and press. Sew together.
Place handles on outside of fabric 2 ½ in. from sides, 5 in. between straps. Mark stop sewing point 2 in. from top of bag fabric. Pin & sew. (My handles line the whole side of the bag.)
Attach whatever pockets you want to the piece of lining material.
Pin lining fabric to the outside fabric, wrong sides together. (This is the sandwich part!) Baste edges together, very close to ends. Fold back handles when sewing around top edge.
Pin zipper, face down, on to top edge of right side of outside fabric, sew. You may have to unzip the zipper to sew past the zipper pull.
Press, sew along edge of zipper line. This helps the zipper lay better.
Fold bag in half with outside of bag to the inside so that you can lay the other half of the zipper, face down, on the right side of the other top edge of outside fabric, pin & sew. Turn right side out, press and sew along edge of zipper line like above to help it lay better.
Turn bag inside out, so outside of bag is in the middle. Leave the zipper unzipped about 2/3. This will be the opening to turn the bag right side out.
Now pin sides of bag together, sew (leaving zipper open about 2/3rds). You should have a square now with the bag inside out and the zipper on top. Make sure handles are tucked in away from sewing area.
Fold bottom of bag to make corners, sew across. (I draw a line about 2 1/2 inches across and sew that line.)
After you have sewed the sides of the bag together, there will be ugly edges left on the inside of the bag. Either cut with pinking shears or get fancy and make you own bias tape to sew over the ugly edges.
Turn bag inside out and you're done!
I'm giving up on my store bought purse/tote bag patterns. I bought several at Joann's when they were on sale for 99 cents. They are just too frustrating! Now that I have made these simple totes several times I can get one done in two or three hours. (The black tabletop in the picture is my son's ping-pong table. I have totally taken it over for my sewing!)