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Topic: Taking checks at craft fairs  (Read 11079 times)
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OriginalYouth
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« Reply #30 on: February 19, 2010 08:53:55 PM »

I know this is an old thread; but might revive it to see if any crafter booth's have been taking paypal payment at craft shows using wifi on a laptop...?
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crafty gurll
« Reply #31 on: March 15, 2010 07:19:32 PM »

I know this is an old thread; but might revive it to see if any crafter booth's have been taking paypal payment at craft shows using wifi on a laptop...?

I think that would be a great idea.  If I had a laptop, I would totally bring it to shows.   Cheesy

About personal checks, I have taken a few and had no problems.

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« Reply #32 on: April 13, 2010 10:17:37 AM »

I have been taking checks at craft fairs for fifteen years and only had two bounced checks.

Here's what I have learned about checks. 

Look at their ID, really look at it.  Don't just get a phone number and driver's license.  Look at the person and the photo ID.  You can usually tell if it's been tampered with or modified.  If you scrutinize their ID and it's fake, they'll usually grab it and the check and leave.

Also look very carefully at the signature.  It should NOT be identical, but should have similar qualities.  If there is a funny swoop in the L on their ID sig, the same funny swoop should be evident on their check. 

Always take down their information, but also look at the person who is writing the check.  If they seem nervous or overconfident, be wary. 

And most of all, don't let them bully you.  If you decide not to accept a check, stick with your decision.
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« Reply #33 on: April 13, 2010 10:50:52 AM »

I have been taking checks at craft fairs for fifteen years and only had two bounced checks.

Here's what I have learned about checks. 

Look at their ID, really look at it.  Don't just get a phone number and driver's license.  Look at the person and the photo ID.  You can usually tell if it's been tampered with or modified.  If you scrutinize their ID and it's fake, they'll usually grab it and the check and leave.

Also look very carefully at the signature.  It should NOT be identical, but should have similar qualities.  If there is a funny swoop in the L on their ID sig, the same funny swoop should be evident on their check. 

Always take down their information, but also look at the person who is writing the check.  If they seem nervous or overconfident, be wary. 

And most of all, don't let them bully you.  If you decide not to accept a check, stick with your decision.


Good information!   Cheesy
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« Reply #34 on: April 13, 2010 11:20:41 AM »

Thanks.  I hope it's useful to someone.  It has served me well for many years.

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MissMalaprop
« Reply #35 on: June 20, 2010 04:54:48 PM »

pinokeeo gave some great advice! I haven't taken tons of checks, but I do accept them at local events, and I've never had a problem. Personally if someone offers me the choice of paying me with a check or paying by credit card, I'd rather take their check so I don't have fees taken out. Since I can't run the credit card slips until I get home anyway, I'm running a similar risk taking either, so I'd rather go with the check so no fees.
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celticflame99
« Reply #36 on: October 17, 2010 02:58:25 AM »

I would never let someone enter my credit card info into paypal on their laptop. Why do this anyways when propay and what not offer phone credit card charging services with immediate approval for about 50 dollars a year?
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« Reply #37 on: October 18, 2010 10:24:54 AM »

Anyone that wants to accept checks and credit cards really should look into www.propay.com

I use ProPay for all of my CCs.  I love the easy to use swiper that they have, and it has definitely increased my sales.

I've also used it a couple times for an e-check.  Basically, you use the web interface to enter the check info, and then the customer voids that check.  You find out if it will pass or not within the first three minutes. 

After one show a couple years ago, I refuse to take checks ever again.  I sold an outfit to this woman for about $225, and then she found a $120 necklace that matched perfectly and bought that one.  $345 that I am out.  I checked her address, her license, etc, too.  Everything looked like it matched so I allowed it.  Boy, was that a mistake!

Now that I have ProPay, I will never allow personal checks again unless I KNOW the person in question.  Interestingly enough, I've never had a customer get mad because I could not accept checks any more, and they were usually very sympathetic when they knew why. 
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« Reply #38 on: June 21, 2011 02:26:06 PM »

I am low tech...I take checks and don't have a cell to get credit card orders.  So far, so good, but it's only my second craft fair.
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« Reply #39 on: June 24, 2011 04:55:38 AM »

Anyone that wants to accept checks and credit cards really should look into www.propay.com

I use ProPay for all of my CCs.  I love the easy to use swiper that they have, and it has definitely increased my sales.

I've also used it a couple times for an e-check.  Basically, you use the web interface to enter the check info, and then the customer voids that check.  You find out if it will pass or not within the first three minutes. 

After one show a couple years ago, I refuse to take checks ever again.  I sold an outfit to this woman for about $225, and then she found a $120 necklace that matched perfectly and bought that one.  $345 that I am out.  I checked her address, her license, etc, too.  Everything looked like it matched so I allowed it.  Boy, was that a mistake!

Now that I have ProPay, I will never allow personal checks again unless I KNOW the person in question.  Interestingly enough, I've never had a customer get mad because I could not accept checks any more, and they were usually very sympathetic when they knew why. 
I checked out Propay and their rates are extremely high. 3 1/2%? And $50 to $129 a year annual fee? And a 35 cent fee just to get my money?
Those aren't good rates at all.
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