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Topic: Required Liability Insurance for craft shows?  (Read 1196 times)
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hippie gypsy
« on: August 10, 2014 07:48:50 AM »

     I'm fairly new to selling my handcrafted dream catchers, sun catchers, beaded hemp jewelry and walking sticks. Some of my local farmers' markets and events with crafter vendor opportunities require up to 1,000,000.00 liability insurance naming the venue association on the coverage. I personally have 100,000.00 in personal liability through my homeowners policy. What is your experience with acquiring this form of insurance and what is a decent premium I should expect to pay?

                                                                                                    Your time is appreciated, thank you. John.
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Chris in VT
« Reply #1 on: August 11, 2014 04:01:29 AM »

With rare exception, homeowners insurance will not cover you when you're 'off site' or doing a show. For this you need separate insurance.

We're with RLI insurance for our crafts business. They will do what you are looking for. Our premium is $279 a year for the million dollar coverage, plus insurance if someone falls in your booth, or your canopy flies away in a windstorm and hits someone else's display.
Here's their link.

http://www.rlicorp.com/Products/IBP/agent.asp
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There's NOTHING at a craft show, or on Etsy, anybody NEEDS. NOTHING.
DaedalusLabyrinth
« Reply #2 on: December 29, 2014 04:48:52 PM »

When we started we only needed liability insurance for one show a year, so we bought a weekend coverage which cost $150 (cdn). This was your standard booth falls on customer venue won't be blamed stuff.

This year we upgraded to cover our whole business in studio (home) and when working/selling outside of the home. Tools, materials, show coverage. Our rate is $900 for the year, but this also includes insurance for the photography business as well.

Jennifer
« Last Edit: January 08, 2015 09:59:30 AM by jungrrl - Reason: edited to comply with Craftster guidelines » THIS ROCKS   Logged
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