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Topic: Required Liability Insurance for craft shows?  (Read 308 times)
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hippie gypsy
« on: August 10, 2014 07:48:50 AM »

     I'm fairly new to selling my handcrafted dream catchers, sun catchers, beaded hemp jewelry and walking sticks. Some of my local farmers' markets and events with crafter vendor opportunities require up to 1,000,000.00 liability insurance naming the venue association on the coverage. I personally have 100,000.00 in personal liability through my homeowners policy. What is your experience with acquiring this form of insurance and what is a decent premium I should expect to pay?

                                                                                                    Your time is appreciated, thank you. John.
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Chris in VT
« Reply #1 on: August 11, 2014 04:01:29 AM »

With rare exception, homeowners insurance will not cover you when you're 'off site' or doing a show. For this you need separate insurance.

We're with RLI insurance for our crafts business. They will do what you are looking for. Our premium is $279 a year for the million dollar coverage, plus insurance if someone falls in your booth, or your canopy flies away in a windstorm and hits someone else's display.
Here's their link.

http://www.rlicorp.com/Products/IBP/agent.asp
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There's NOTHING at a craft show, or on Etsy, anybody NEEDS. NOTHING.
www.shadypinestudios.com
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