The emulsifier would be a big deal breaker to me. Beeswax not really the right product for the application. Emulsifying wax would be much better and then you wouldn't have issues with separation.
But the bigger deal breaker for me would be the lack of a cosmetic preservative. Liquid germall plus is my preferred preservative and going by a friend of mine who had her lotion challenge tested it was recommended she bump the rate up to 1% which I do use with my goats milk lotions. But keep in mind the goats milk is left to safe levels the preservative can handle. Yes you can't just use all goats milk in a lotion and be safe.
But the tea would be the bigger deal breaker for me as tea is known for going moldy and I have not known anyone who has successfully used even small amounts of tea in a lotion with a preservative and not had is contain mold/bacteria when challenge tested by a lab. This is a serious safety issue for many because the mold/bacteria can be present without being seen by the naked eye. So saying it's good for 3-6 months if left in the fridge would be a safety concern for me. If you had a nick (open wound) on your skin such as from shaving or even a paper cut it could cause an infection. I do know of one person who required medical attention from a doctor because of using unsafe lotion on her legs when she had a nick from shaving. It created a big infection that was a pain to deal with and she could easily pin point just how it got infected so badly. And using this much tea in a product would seem very unsafe to me.
I don't just have a business that sells handmade (made from scratch) products but I also have a forum and teach this as well and have been active on many forums in the past where this would have been given a red flag of caution to the users.
If you wanted to make this up I would make up much smaller amounts and keep it no longer than a week in the fridge. Would you make up brewed tea and drink it 6-9 months later even if it was kept in the fridge. No chances are better than not it would be moldy long before that time and would be thrown out. The same applies here, but so many times the mold/bacteria can't be seen by the naked eye but it's present if it was challenge tested and it wouldn't be something you would want to use. Sadly there are a lot of bad/unsafe recipes on the net that people are posting and passing on not realizing the reason why they are unsafe or bad recipes.
I would highly suggest investing in a preservative and know how to use it. It's not expensive, used in small amounts, but it can mean the difference between a safe product and an unsafe one. Especially if this is given away to friends and family or is sold. If it's sold buyers could sue you which is why insurance for your soap business is so critical to have.
I would also suggest buying a digital scale and learning how to convert recipes from percents to weights.
WSP has a free calculator to use to do just this. This way you can make a small batch to start with and try out, and if you like it you can make a much bigger batch. http://www.wholesalesuppliesplus.com/Calculators/Batch_Size_Calculator.aspx
The recipe above contains a lot of oils and IMHO it's going to be pretty greasy feeling.....
I might suggest something like this.....
74% Distilled Water
7% Oil/Butter of Choice
8% Oil/Butter of Choice
5% Emulsifying Wax
1% Liquid Germall Plus
5% Essential Oil of Choice/Blend or Fragrance Oil
For a 4 oz (115 grams) jar you would use the following:
85 grams Water
8 grams Oil/Butter of Choice
9 grams Oil/Butter of Choice
6 grams Emulsifying Wax
1.2 grams Liquid Germall Plus *
6 grams Essential Oil of Choice/Blend or Fragrance Oil
* For preservatives I like to use a syringe and use cc instead. I hold it with my thumb over the bottom and fill through the top, then add the plunger and put into my product. I buy my syringes where vet supplies are sold (tractor supply) where they are used for horse, dogs/cats or cattle. They are sterile and cheap. This way I know the entire amount is going into the product and not left in the container i was weighing it in.
I also prefer to weigh in grams than ounces since it's more accurate. There are 28 grams to the single ounce. So even if your +/- a gram or two your still right on target for the amount needed in your recipe.
If you wanted to use something other than water I would suggest aloe vera juice be used in it's place. And yes even if you use aloe juice you still need a preservative. But you can buy bottles of aloe juice in the pharmacy area of some stores where the laxatives are sold. I buy mine in walmart in a gallon jug, but they also sell smaller bottles. I would not make this DIY if you are using it in a lotion because of safety reasons. If you want to make your own I would suggest using it in soaps instead.
If you wanted to use a milk, dairy or non-dairy I would suggest using keeping that percent to 10% and taking it off the water percent. Then using a preservative that is to be used in lotions with the oil content of your product. Liquid germall plus is popular because you can use a high or low oil percent and it works, but it's also paraben free for those who have issues with that. I say this because Germaben II and Germaben II E are subject to safe practice depending on the amount of oil used in your product.
The rule of thumb is if it contains water (or other liquids) or water will be introduced such as a scrub a preservative is required. However scrubs require a preservative that will work in that application. Liquid germall plus won't work in scrubs so if you are also going to make scrubs you will need multiple preservatives.