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Topic: Credit card alternatives for Etsy?  (Read 5476 times)
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dreamisle
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« on: January 28, 2007 11:54:11 AM »

I know that to sell on Etsy you need to have a credit card. If I was to use the credit card almost exclusively for Etsy, what kind of credit card would be best to get? I've never had one before so I don't know what to look for, but I'd like one with very little to pay as far as credit card fees go. Like as long as I pay on time, no trouble, you know what I mean? I have a lot of recycled paper to sell and could make a lot more nice crafts, but I'd hate for credit card fees to take up all my profit! Any suggestions would be great!
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« Reply #1 on: January 30, 2007 03:17:07 AM »

I love my debit cards, which means you can't spend money you don't have, and you can transfer $ from Paypal (and other services?) to your debit Smiley
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brubendall
« Reply #2 on: January 30, 2007 08:44:40 AM »

There are tons of cards out there that don't have any monthly/annual fees beyond the monthly interest.  And if you pay it off every month there won't be any interest anyway.

But a debit card (the kind with a visa/mc logo on it from your bank where the money actually comes out of your bank account instead of going onto a credit account) would work and as long as you have the money in there (to avoide overdraft fees) there wouldn't be any fees at all.
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« Reply #3 on: January 30, 2007 12:04:28 PM »

Yup, my card is freefreefree
That just depends on which bank you go to, though.
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« Reply #4 on: January 30, 2007 06:50:37 PM »

I know if I want to I could get a debit card, but you're ignoring the context - Etsy doesn't currently take debit cards - only credit cards. So if I'm limited to a credit card I just wondered what would be a good option. I think I'll talk to someone at my bank about it.
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« Reply #5 on: January 30, 2007 07:00:33 PM »

I got a bank account for the sole purpose of opening an Etsy store...I use my bank-issued debit card without any problems.
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« Reply #6 on: January 30, 2007 07:15:38 PM »

Debit cards work exactly the same way as debit cards.  The only difference is that it takes it right out of your bank account and you don't have to pay any ungodly percentages or whatnot.
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brubendall
« Reply #7 on: January 30, 2007 08:16:37 PM »

Debit cards work exactly the same way as debit cards.  The only difference is that it takes it right out of your bank account and you don't have to pay any ungodly percentages or whatnot.

Actually, she (?) means that "debit cards work exactly the same was as credit cards".  They come with a Visa or MasterCard logo on them and when you use them in a store the cashier will ask you if you want to use it as a debit or credit card.  You can do either.  So with etsy, just put it in as a credit card.
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« Reply #8 on: January 30, 2007 11:48:43 PM »

haha... see? That's how much I love debit Smiley
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« Reply #9 on: January 31, 2007 09:58:26 AM »

I know if I want to I could get a debit card, but you're ignoring the context - Etsy doesn't currently take debit cards - only credit cards. So if I'm limited to a credit card I just wondered what would be a good option. I think I'll talk to someone at my bank about it.

My debit card is the only card registered with etsy and it works perfectly fine Smiley
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april_cocaine
« Reply #10 on: January 31, 2007 10:59:19 AM »

i'm having trouble registering my debit card on esty, it won't let me add the last two digits.

i'm the uk - is that the problem?
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« Reply #11 on: January 31, 2007 01:15:59 PM »

the last 2 digits? as in the security part on the back?

I don't know how those things work in the UK :-/
Does your card have the right logo on it? Check to make sure that it has a Visa logo or something else that watches what Etsy accepts.  That's all I can think of.
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april_cocaine
« Reply #12 on: February 01, 2007 02:20:30 AM »

it's a mastercard Cheesy

no, i mean the last two digits of the main credit card number (the long one). it says that they are 16 digits long, but mines 18.
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« Reply #13 on: February 01, 2007 10:38:50 PM »

Interesting! You'd have to ask somebody from your neck of the woods who also have Etsy.  Or ask Etsy themselves.
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Halflyng
« Reply #14 on: February 02, 2007 04:30:03 AM »

I know that to sell on Etsy you need to have a credit card. If I was to use the credit card almost exclusively for Etsy, what kind of credit card would be best to get? I've never had one before so I don't know what to look for, but I'd like one with very little to pay as far as credit card fees go. Like as long as I pay on time, no trouble, you know what I mean? I have a lot of recycled paper to sell and could make a lot more nice crafts, but I'd hate for credit card fees to take up all my profit! Any suggestions would be great!

I have a premiere account with Paypal, so I have a Paypal credit card.  I was using my bank card (it's a Mastercard Debit Card), but now that I'm unemployed, I didn't have any moolah in that account Cheesy

I find it easier to use my Paypal account because 90% of the people that buy from me use that as a payment method.  So I just turn the money right around and put it back into my Etsy Account Cheesy
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« Reply #15 on: March 27, 2008 08:32:53 AM »

Howdy all!

I've been busy working on an etsy plan recently. Today though, I went to begin to sell there and it asked for credit card information. Now the thing is.... I don't have a credit card. I've never had one, and hopefully never will (This is unlikely I am aware of that, but I still plan not to have one)

Is it even possible to sell there with a debit card instead? I mean, if not then that is rather sad, but It just means I'll have to pool my resources and get web designing again for a website.

Anyway, thanks in advance!

Peace and Love, Joy XXX
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« Reply #16 on: March 27, 2008 09:03:41 AM »

As long as your debit card has a visa/mastercard on it, it works as a cc.

I used paypal to get a debit card.
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« Reply #17 on: March 27, 2008 03:22:04 PM »

You can get a debit card from Walmart. It is Visa. That will work to open an Etsy account.
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Fortunesfoe
« Reply #18 on: April 05, 2008 10:54:39 AM »

April_cocaine (Hello!  'tis a small world!) - I have the same problem with my debit card, I think it's because we're using British debit cards rather than American credit cards, I'm going to get a credit card sorted this summer and just keep that for etsy. 

I'm told you need to sign up with a credit card to become a seller, but after that you can opt to pay all your fees etc. through paypal and thus the debit card you've got linked to your paypal account.  I think the credit-card-to-sign-up thing is just to make sure you're not a scammer, since you're signing up from abroad?
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BioformCallie
« Reply #19 on: April 05, 2008 01:27:21 PM »

As of yet Etsy does not accept Paypal to pay for your fees. Etsy will bill the credit card you have on file for them.
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« Reply #20 on: April 08, 2008 10:17:34 AM »

Could you get a Paypal card and use that?
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Rainbow_Storms
« Reply #21 on: July 17, 2008 07:59:13 AM »

I know most people get a/use their credit card for etsy selling. Has anyone just used their debit card/bank draft? I know a lot of people aren't comfortable w/ doing that, but I do that w/ amazon.com, and have never had any problems. Are there any specific reasons why you wouldn't want to do it that way, or is it just personal preference? I don't really like using my credit card very much... I know that's backwards from everyone else, it's just kind of a personal preference. Anyways, any advice on this would be very helpful! Thanks!
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BioformCallie
« Reply #22 on: July 17, 2008 04:49:01 PM »

I think Etsy requires that a "credit" card be on file with them as a way to pay. (Could be wrong haven't looked lately) However i have no real credit card so I just use my debit card with a visa logo on it as a credit card for them.
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Rainbow_Storms
« Reply #23 on: July 18, 2008 10:13:02 AM »

That's actually exactly what I was planning on using. Thanks for the help!
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« Reply #24 on: July 18, 2008 01:51:36 PM »

I use a debit card for etsy and haven't had any problems.
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Rainbow_Storms
« Reply #25 on: July 18, 2008 03:06:16 PM »

Ok, good. I feel better knowing other people do this too.  Tongue
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« Reply #26 on: July 23, 2008 06:33:17 PM »

I've been using a debit card as well and have had no problems Smiley
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« Reply #27 on: July 24, 2008 03:45:16 PM »

I have no reason to suspect Etsy.
I have heard of many cases of people getting hold of debit card info and causing endless problems. One case was Dollar Tree. A company that is large enough to take precautions. I do not want to risk anyone messing with my bank checking account. One little misplaced decimal means the mortgage, utility, and credit card payments are being rejected while one tries to straighten out the with the bank. and the domino effect with the mortgage company, utilities and credit card companies. It can take weeks even months. I've been there.
I use a credit card online. I have a specific card for online.
If I did not have a credit card I would get and use one of the prepaid debit cards.

If mistakes are going to happen I'd rather they happen on a credit card that my bank checking account. Besides most credit cards have a provision and limit for if your card is stolen and used by someone else. My bank doesn't have that.
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« Reply #28 on: October 21, 2008 11:36:41 AM »

i want to start an etsy shop but it asks for credit card info. i don't have a card. i was wondering if i could use one of those green dot cards or something similar.  Huh
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BeadSpinner
« Reply #29 on: October 21, 2008 12:10:32 PM »

My daughter was able to use a pre-paid Visa - but, this was over 2-years ago.  I don't know what the current policy is.
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« Reply #30 on: October 28, 2008 01:18:40 PM »

Would it be bad if I used a gift cards (Visa)?   Did anyone try that?  I'm too young for a credit or debit card, and my mom definitely won't let me use her credit or debit card online. or at least i don't want to use it lol....
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thedreamer
« Reply #31 on: June 01, 2009 02:44:27 PM »

this is interesting- can you use a prepaid card instead of a credit card for this?  technically the card number would fit in, you'd just have to put in new prepaid card numbers every time you run out of money on the previous card...
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