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Topic: Accepting Credit Cards at Craft Fairs  (Read 22988 times)
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PinkyK
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« Reply #80 on: February 16, 2009 01:23:08 PM »

Thank you all so much for your research!  I know I could have more sales if I accepted credit cards; I'm just not 100% sure which method to go with yet.

Has anyone had any issues or problems with all of these banks going belly up recently?
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msinfo
« Reply #81 on: May 25, 2009 11:01:07 AM »

OK I have been looking into taking credit cards, thanks to all of you! I don't do craft fairs but I sell vintage clothing at a flea market once a month. I don't have a laptop so I'm looking for phone verification

Touch-pay charges a monthly fee of 8.99 + a set up fee of either $19 or $29 depending on the account you chose, the latter has a higher % charge but no per transaction fee. I am guessing this is good if you have a lot of small amount charges.

ProPay charges $60 a year, has a % fee and a small transaction amount. they do have minimums but I doubt I'll ever sell more than $3,000 in one day

sheesh you gotta be a math wiz to really figure out what service is best in the long run. I'm not math person but just on the monthly charge alone I'd save $50 by going with Propay.

FYI- I was thinking of charging customers a $5 transaction fee for credit cards to cover my costs but...you aren't allowed to do that, YIPES!
"4. Can I charge the transaction fees to my customer?
No. It is against credit card association regulations to charge your customers the fees you pay to accept their credit cards. Visa and MasterCard don't want merchants passing on those fees because it discourages and punishes card holders for using their cards. Merchants accept this rule because people paying with credit cards generally spend more than they would otherwise."


Hi,

Just as an FYI Propay does have a flat yearly fee but has a higher percentage than Touch-Pay (www.touch-pay.com) and charges extra to receive real statements.  Touch-Pay has free online reporting, mailed statements, no set processing limits and even has a Touch-Pay Advanced (www.touchpayadvanced.com) option - which allows merchants that already has an online/web or virtual terminal merchant presence to simply plug touch-tone processing into that existing online merchant account eliminating the need for 2 merchant accounts.  It also has support for multiple touch-tone "pin numbers" and order tracking for businesses/merchants that have multiple users entering touch-tone orders.
« Last Edit: May 25, 2009 11:02:51 AM by msinfo » THIS ROCKS   Logged
catdaddytn
« Reply #82 on: August 03, 2009 08:07:41 AM »

I am really in the dark ages when it comes to any kind of credit card/paypal payments.  I have a paypal account, but i've only paid for items.  So, can one actually use paypal on the spot at a craft show for payments?  It does make sense.  I may just stay with cash/checks, but paypal would open up some possibilities.

the laptop/WIFI thing is certainly not certain, though.  thanks.
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catdaddytn
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« Reply #83 on: September 12, 2009 07:50:42 AM »

I started accepting CC's this summer and boy, am I glad i did!
My sales went from about $100 a show to averaging $300 with at least 1/2 of those sales being credit. When I share a booth with someone who doesn't take cards, I can do it for them too.
If you have an Etsy shop you can get a discount on the annual fee. I only paid $29. There is no monthly fee and the percentage they keep is comparable to Paypal.
If you plan on doing more than half-a-dozen shows each year you should take Credit Cards.
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knitakitty
« Reply #84 on: October 04, 2009 05:04:48 PM »

This is a question pertaining to PayPay's Virtual Terminal:

If I wish to use the Virtual Terminal with my laptop and wifi, can I end the service once I have completed everything with that event. I am most likely not going to be doing any more craft fairs until late next year, and I'd like to avoid paying the monthy fee if possible. Also, how do you handle having a signed reciept? Should I get one of the old fashioned impressioners, just to have the signatures or is it worth it to have a small printer hooked up as well?

Thanks!
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