Well, I'm a bit on the lame side and just bought a planner for this year (yes, I know it is june). They only had inserts of the ones for this year, so I just glued a piece of cardboard to the last page (so there would be two hard surfaces), and covered it in felt. It is hand stitched with embroidery floss. I also stitched a bit of elastic in the back, so that I can wrap it around the planner to keep it shut. I am in lurve with it!